Dental Insurance Plans
The California State University Dental Program consists of two types of plans: Delta Dental PPO and DeltaCare USA.
Delta Dental PPO
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This is an indemnity plan that allows you to select the dentist of your choice.
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Your current dentist may participate in the Delta Dental PPO Network and/or the Delta Dental Premier Network in California. If so, he/she has claim forms and will file your claim. Both you and Delta have a shared responsibility of paying the dentist for services received.
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If you select a dentist from the Delta Dental PPO Network, you will typically pay a lower amount on your out-of-pocket expenses.
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If you choose a non-Delta dentist, you must pay entirely for services obtained and then submit a claim form with appropriate documentation to Delta Dental PPO for reimbursement.
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Since you are not assigned to a specific dentist, you will not receive an identification card. Simply inform the particular dental office you seek services and that you are covered under the Delta Dental PPO plan through California State University.
- Premiums are paid by the CSU.
DeltaCare USA
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This is a prepaid dental maintenance organization plan, which means that all covered dental care for you and your dependents is prepaid and must be performed by the DeltaCare USA panel dentist that you are assigned. (You may change dentists by contacting DeltaCare USA.)
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Under this plan, each covered dental service has a specific co-payment amount, and some services are covered at no charge.
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No claim forms are required under this plan.
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You will receive an identification card which shows the name of your contract dentist.
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All covered dental services deemed necessary by your dentist will be provided subject to plan limitations explained in the EOC booklet.
- Premiums are paid by the CSU.
Compare Dental Benefits
How to Manage Your Plan Online
For additional information, visit Delta's website, or call (800) 626-3108 if you are enrolled in the Delta Dental PPO Plan. Call (844) 519-8751 if enrolled in the DeltaCare USA Plan.
Watch this video to learn more about Delta Dental Plans.
Enroll or Make Changes
Vision Insurance Plans
All eligible employees and their eligible dependents are automatically enrolled in the vision insurance plan. Vision Service Plan (VSP) is the vision plan provider and will provide administration of all vision benefits and claims.
- Premiums are paid by the CSU.
- May visit any licensed ophthalmologist, optometrist or dispensing optician of choice.
- By choosing a participating provider in the Vision Service Plan (VSP) network, the insurance will cover more out-of-pocket costs.
To find an Advantage Network provider outside of California, log in at VSP or call VSP at (800) 400-4569.
Learn more and compare Vision Plan Benefits
Visit VSP Vision Care to enroll or create an account to view your benefits
Get to know your VSP - Vision Care Benefits
Hearing Aid Discount Program
TruHearing is making hearing aids affordable for all VSP Vision Care members by providing free enrollment ($108 value) in the TruHearing MemberPlus Program. What's more, members can add their covered dependents and other family members to enjoy the same great savings.
Contact TruHearing
Call (877) 396-7194. You and your family members must mention VSP. Schedule exam. TruHearing will answer your questions and schedule a hearing exam with a local provider. Attend appointment. The provider will perform a hearing exam, make a recommendation, order the hearing aids through TruHearing, and fit them for you. Learn more about TruHearing (PDF).